Services

AI Personal Finance Assistant for Banks, Fintech Apps, and Wealth Platforms

Ment Tech Labs delivers a fully hosted AI Financial Assistant that supports online banks, mobile banking apps, investment platforms, and digital finance services. Whether you are building for B2B or B2C, you can offer smart financial planning, AI debt management, and AI-powered personal assistant features under your brand.

Custom AI Agents
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Industry-Specific
Use Cases Solved
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Fortune 500
Integrations
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Global Clients
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What Is an AI Personal Finance Assistant?

An AI-driven financial coach and assistant for everyday money management Helps users plan smarter and build lasting financial habits

An AI Personal Finance Assistant gives users real-time guidance on how to manage their money better. It helps track spending, set savings goals, manage debt, and make smarter investment decisions. Think of it as an AI-powered financial coach that works 24/7 across web, mobile, and chat channels.

Businesses use AI as a Service to launch these platforms without the cost of building their own AI stack. You get an all-in-one solution that combines personal finance software, AI financial management assistant tools, and AI investment management insights, fully branded under your name.

AI as a Service for Personal Finance Apps and Digital Banks

AI as a Service for Personal Finance Apps and Digital Banks

Launch your AI-powered Personal Finance Assistant in days. Help users improve their financial health while growing new revenue streams

Banks, fintech startups, digital investment platforms, and personal finance educators can now launch their AI Personal Financial Assistant without spending years on development.

Ment Tech Labs provides a ready platform that handles AI infrastructure, training, and updates. You control the brand, pricing, and user experience.

With AI financial assistant tools, you can offer personalized money management across online banks, mobile apps, and digital investment platforms. Provide your users with AI tools for debt management, savings assistance, and intelligent insights from a personal finance assistant that are designed to enhance their financial well-being.

How Your AI Personal Finance Assistant Helps Users Take Control

It is designed to provide users with real-time financial guidance. It helps users plan, save, manage debt, and grow wealth.

User Connects Accounts

User Connects Accounts

 Users select their fitness goals such as weight loss, muscle gain, endurance, or flexibility. The AI personal fitness coach builds a plan.

AI Builds a Personalized Workout Plan

AI Builds a Personalized Workout Plan

 Personal Fitness Coach AI creates a customized workout plan. The plan adapts to fitness level, preferences, and schedule.

Interactive Coaching and Tracking

Interactive Coaching and Tracking

 AI guides users through each workout. Tracks performance and provides real-time feedback to improve form and results.

Progress Tracking and Adjustments

Progress Tracking and Adjustments

 AI fitness tracking monitors user progress. The platform updates workout plans based on user performance and goals.

Ongoing Motivation and Support

Ongoing Motivation and Support

AI fitness coach provides daily motivation, reminders, and tips. Helps users build long-term fitness habits.

What You Get With Our AI Personal Finance Assistant Platform

Deliver smart AI-powered financial tools for your users Launch under your brand with full control and flexible monetization

White-Label Personal Finance Assistant

Launch your own branded AI financial assistant. Use your domain, logo, and visual identity.

AI Financial Planning and Budgeting

Help users create budgets, set savings goals, and track spending in real time.

AI for Debt Management

Provide personalized debt payoff plans and progress tracking. Improve financial outcomes for your users.

Savings with AI

Enable users to automate savings based on income and spending patterns. Drive better saving habits

AI in Investment Management

Offer AI insights for stock, ETF, and crypto investing. Help users grow their wealth with smarter decisions.

Account Replenishment and Notifications

Alert users to low balances and upcoming bills. Help them avoid overdrafts and missed payments.

Crypto Options and Digital Investments

Support modern financial needs. Provide AI guidance across crypto holdings and digital investment platforms.

Fully Managed AI Infrastructure

We handle the AI models, infrastructure, and updates. You focus on building your brand and audience.

Launch in Seven Days

Go live quickly with your AI Personal Finance Assistant. Start helping users and growing your business.

Ready to Launch Your AI Personal Finance Assistant?

Bring your AI-powered personal finance platform to market in just seven days. Help users build savings, manage debt, and grow wealth with confidence.

AI Models We Have Expertise In

We work with some of the most advanced AI models in the industry to help you choose the right foundation for your business use case. From building new solutions to fine-tuning existing systems, our team brings deep experience with models that deliver real impact. Launch AI-powered financial tools and build new revenue streams

Claude
GPT - 4
Llama-3
PaLM-2
Google Gemini
Mistral AI
Mixtral
T5
BERT
OpenNMT

Who Should Use Our AI Personal Finance Assistant

Serve personal finance users across online banks, mobile apps, and digital platforms Launch AI-powered financial tools and build new revenue streams

Banks and Neobanks

Offer AI-driven personal finance tools to help customers manage money and build savings. Improve engagement and customer loyalty.

Fintech Startups

Launch an AI financial assistant quickly. Add value to your app or platform without building AI systems in house.

Digital Investment Platforms

Provide AI-powered guidance for saving, investing, and wealth building. Help users make informed financial decisions.

Credit and Lending Platforms

Support users with AI for debt management and repayment plans. Encourage financial wellness while improving repayment rates.

Mobile Banking Applications

Enhance your app with smart AI personal finance tools. Help users plan spending, set goals, and track progress.

Financial Educators and Coaches

Create your own branded AI-powered financial coach. Deliver personalized advice and learning experiences.

Crypto Wallets and DeFi Platforms

Add AI financial management to your ecosystem. Help users manage crypto holdings alongside traditional finances.

HR and Employee Wellness Programs

Offer AI personal finance tools as part of employee benefits. Support financial wellness and education.

Venture Studios and Digital Product Builders

Rapidly launch AI-powered finance products using AI as a Service. Scale faster with ready-built AI infrastructure.

AI Models We Have Expertise In

As a full-stack blockchain development company, we build across Ethereum, Solana, Polygon, Binance Smart Chain, Avalanche, and more. We help you choose the right tech stack based on performance, decentralization, and scalability. cost-efficiency, and long-term stability.

Ethereum
Binance
Bitcoin
EOS
Polkadot
Solana
Stellar
Tron
Flow
Hedera Hashgraph
Near
Polygon
Arbitrum
Avalanche
Algorand
Cardano
Cosmos
Fantom

How Businesses Use AI as a Service for Personal Finance

AI as a Service allows both financial businesses and consumer-facing brands to launch AI-powered personal finance platforms. It helps deliver smarter money management tools without the need to build AI infrastructure in house.

B2B AI as a Service
Banks and neobanks launch AI Personal Finance Assistants to engage and retain customers
Digital investment platforms use AI financial assistants to enhance customer experience
Lending platforms use AI for debt management tools to improve repayment and financial wellness
SaaS companies integrate AI financial assistant features into existing finance platforms
Crypto platforms add AI financial management across crypto and digital asset holdings
B2C AI as a Service
Fintech influencers and educators offer branded AI financial coaching to their audiences
Consumers subscribe to AI personal finance apps to manage their money and build wealth
Users access AI-powered savings, budgeting, and debt payoff plans on mobile apps
Personal finance enthusiasts use AI-driven insights to optimize investments and daily spending
Individuals use AI to better manage both traditional and crypto finances

Where You Can Use Your AI Personal Finance Assistant Platform

Offer AI-powered personal finance tools across banking, fintech, investment, and crypto markets. Help users manage their money smarter with AI-driven insights.

Online Banking Platforms

Deliver AI financial assistants through online and mobile banking. Help customers manage spending and build savings.

Mobile Banking Applications

Add AI budgeting, savings automation, and debt management tools. Improve daily money management for app users.

Digital Investment Platforms

Enhance investment apps with AI-powered personal finance guidance. Support wealth building and smarter investing.

Credit and Lending Platforms

Offer AI-driven debt management plans and financial health tracking. Help users stay on track with payments and credit goals.

Crypto Wallets and Exchanges

Provide AI-powered financial insights across crypto and digital assets. Support modern financial management needs.

Wealth Management Platforms

Deliver AI personal finance coaching alongside wealth services. Build long-term engagement with clients.

Fintech Superapps

Add AI personal finance features to all-in-one finance apps. Drive cross-selling and user retention.

HR and Employee Financial Wellness Programs

Provide employees with AI-powered financial wellness tools. Help improve financial literacy and reduce stress.

SaaS Finance Platforms

Embed AI personal finance assistants into accounting, invoicing, or financial planning software. Add value and increase adoption.

Flexible Pricing to Launch and Grow Your AI Personal Finance Assistant

Launch your branded AI personal finance platform with simple, scalable pricing. Set your own subscription fees and keep one hundred percent of the revenue.

Monetization Model

Model

Revenue Potential

White Label

$5,000 or more per month recurring

Subscription plans

$5 to $1,000 per user per month

API licensing

$6 per one million tokens

Premium journaling and goal tracking features

$199 to $500 per month per user group

One Platform with multiple ways to generate revenue.

Pricing

Plan

Revenue Potential

Starter trial

Free for three days

Daily or weekly

$5 to $35

Monthly

$100 per month

Annual

$1,000 per year

Enterprise Plan

Custom pricing available upon request

How You Can Launch Your AI Personal Finance Assistant

Bring your AI-powered personal finance platform to market in just seven days. We manage the setup so you can focus on growing your business.

Step 1
Step 2
Step 3
Step 4
Get Started
Book a call with our team to begin your setup. We prepare your branded AI Personal Finance Assistant with your domain and design.
Customize and Configure
Choose your subscription plans and referral programs. Configure your platform to match your audience and business goals.
Go Live
Launch your AI Personal Finance Assistant. Start onboarding users and delivering real-time financial insights.
Scale and Grow
Use your admin dashboard to track results. Grow your audience through referrals, partnerships, and marketing.

Help Your Users Take Control of Their Financial Future

Launch your AI Personal Finance Assistant in just seven days. Give your users the tools to save more, manage debt, and build long-term wealth.

Frequently Asked Questions

An AI Personal Finance Assistant helps users manage money, reduce debt, grow savings, and plan investments. It works like a financial coach, powered by AI.

AI as a Service allows you to launch an AI-powered financial assistant without building your own AI systems. We provide the platform. You control the brand and business model.

The platform works for online banks, mobile banking apps, investment platforms, credit and lending apps, crypto wallets, and financial wellness programs.

Banks, fintech startups, digital investment platforms, educators, crypto apps, and employee wellness programs can all launch this platform to serve users.

You can launch in as little as seven days. We handle setup and onboarding.

You can offer subscription plans, white label licenses, API access, and premium feature upgrades. You control pricing and keep all revenue.

Yes. Your AI Personal Finance Assistant is fully white-labeled with your domain, logo, and design.

No. We manage the AI engine, infrastructure, and updates. You focus on growing your audience.

We provide full onboarding, ongoing updates, and priority support to help your AI Personal Finance Assistant succeed.

Spotlights

Shaping the Future,
One Insight at a Time