Crypto On/Off Ramp
Trusted & Certified
ISO 27001 · Certified
SOC 2 Type II · Compliant
Deloitte Fast 50 · Awarded
ERC-3643 · Compatible
KYC / AML · Integrated
MiCA-Ready · EU Compliant
VARA · UAE Licensed
OpenAI Partner · Certified
ISO 27001 · Certified
SOC 2 Type II · Compliant
Deloitte Fast 50 · Awarded
ERC-3643 · Compatible
KYC / AML · Integrated
MiCA-Ready · EU Compliant
VARA · UAE Licensed
OpenAI Partner · Certified
From picking the right provider to going live in 2 to 6 weeks.
Requirements & Provider Selection 3–5 Days
We look at where your users are, what currencies they use, which crypto assets they need, and how you want KYC to work. Then we pick the best provider or mix of providers for your platform.
Provider Account & API Setup 3–7 Days
We handle provider onboarding, business verification, API setup, sandbox configuration, and webhook setup for order updates.
Integration Development 1–3 Weeks
We build the full integration layer including the API, wallet address injection, KYC flow, order tracking, and the frontend component.
KYC/AML Pass-Through Configuration 3–5 Days
We set up KYC tiers, AML limits, and data pass-through so users who are already verified on your platform do not have to go through the process again.
Testing & Security Review 3–7 Days
We test every payment method, currency pair, error case, and edge case. We also review API key storage, webhook validation, and CSRF protection.
Production Launch & Monitoring 2–3 Days
We deploy to production, get provider approval, set up monitoring dashboards, configure fraud alerts, and track conversion and error rates.
Total: 8-16 weeks to production
Every provider, every payment method, every region, fully integrated.
MoonPay Integration
Full MoonPay API and widget integration covering 160 or more countries, 80 or more fiat currencies, and payment methods including credit and debit card, bank transfer, Apple Pay, Google Pay, and Samsung Pay.
MoonPay API v2, Widget SDK, Webhooks, Signature Verification
Transak Integration
Transak API and widget integration covering 160 or more countries, 130 or more cryptocurrencies, and local payment methods across 75 countries including UPI, SEPA, PIX, and Faster Payments.
Transak SDK, Partners API, Wallet Injection, KYC Pass-through
Ramp Network Integration
Ramp Network API integration built for DeFi and Web3 users. Supports 40 or more blockchains, native tokens, and strong compliance infrastructure.
Ramp SDK v3, Instant Widget, Multi-chain Assets, Event Streaming
Stripe Crypto Integration
Stripe's crypto on-ramp for platforms already using Stripe. Lowest card processing fees for US users and easy reconciliation through the Stripe Dashboard.
Stripe Crypto Onramp API, Embedded React Component, Stripe Identity
Direct Bank Rail Integration
ACH for the US, SEPA for the EU, Faster Payments for the UK, and SWIFT for international wire transfers. Built for large crypto purchases where card limits do not apply.
Plaid ACH, SEPA Rails, SWIFT MT103, Settlement Management
Apple Pay & Google Pay Integration
One-tap crypto purchases that remove the need to type in card details, which lifts conversion rates on mobile significantly.
Apple Pay JS API, Google Pay API, Tokenized Payments
Crypto Off-Ramp Integration
Let users convert USDC, ETH, or BTC back to cash and send it to their bank account, all without leaving your platform.
MoonPay Sell API, Ramp Offramp SDK, KYC Re-use
Multi-Provider Aggregation
We route each purchase to the best provider based on the user's location, payment method, and crypto asset, which maximises conversion and keeps fees low.
Routing Engine, Fallback Logic, Unified Webhook Aggregator
KYC/AML Pass-Through Architecture
Users who are already verified on your platform skip the KYC process at the provider level, which reduces friction and keeps things compliant.
Sumsub/Jumio Mapping, Verification Tiering, GDPR Compliance
White-Label & Custom UI
Your brand, your look. We set up custom domains, color themes, your logo, and headless API mode for full control over the user experience.
Custom Domains, CSS Theme Injection, Headless API Mode
On-Ramp Analytics & Conversion Optimization
Track your full conversion funnel, see which payment methods perform best, find out why transactions fail, and use data to improve results over time.
GA4 Analytics, Funnel SQL, Conversion Optimization
Compliance & Regulatory Configuration
We set up your integration to meet PSD2, VARA, FinCEN, and EU MiCA rules so you are covered in the regions where you operate.
PSD2 SCA, VARA Reporting, MiCA Compliance, FinCEN Retention
NFT & Gaming On-Ramp
On-ramp flows built for NFT marketplaces and blockchain games. Optimized for small purchases, fast checkouts, and low KYC friction for everyday users.
Low-KYC Tiers, NFT Checkout Widget, Unity/Unreal SDKLet’s Build Your AI Strategy Together
Book a free 30-minute call with our team. No sales pitch, just honest technical advice about what will work best for your platform.
Technical Architecture
Multi-provider integration layer with KYC pass-through, webhook processing, and compliance routing.
Your platform's existing UI with embedded on-ramp components: custom-themed widget iframes, headless React components using provider APIs, or native mobile SDK integrations.
Backend service managing provider authentication, session creation, order tracking, and KYC pass-through. Routes requests to optimal provider based on user geo, payment method, and asset.
Direct integrations with MoonPay, Transak, Ramp Network, Stripe Crypto, and direct bank rails. Each provider handles fiat processing, currency conversion, KYC/AML, and crypto delivery.
Compliance orchestration: your platform's existing KYC data shared with providers, AML transaction monitoring, geoblocking for restricted jurisdictions, and OFAC sanctions screening.
Real-time on-ramp performance tracking: conversion funnel, payment method breakdown, failure reasons, provider fee comparison, and revenue attribution.
HMAC webhook signature verification
API key rotation and environment separation
CSRF protection on session creation
TLS 1.3 for all provider communication
OFAC/EU sanctions screening
Rate limiting and velocity checks
Proven payment providers and integration infrastructure.
Blockchain Networks
Infrastructure
Smart Contract Standards
Business Integrations
Case Study
DeFi Yield Protocol - Europe
DeFi
The Challenge
A DeFi yield protocol in Europe was getting a lot of visitors but only 12% of them made their first deposit. The problem was simple. Before users could do anything on the platform, they had to go to Coinbase or Binance first to buy ETH or USDC. Most of them never came back.
Our Solution
Ment Tech team integrated MoonPay as primary provider and Transak as geographic fallback (for Eastern Europe coverage). We connected the platform's existing Sumsub KYC so verified users did not have to verify again. We added Apple Pay and Google Pay for one-tap purchases and built a clean React on-ramp component that matched the platform's brand. The whole thing was live in 3 weeks.
340% activation increase
In first 30 days
3 weeks
From kickoff to production
180+ countries
Covered via dual-provider
Zero KYC re-verification
For existing users
Every crypto product needs an on-ramp. Here is what we have built.
DeFi Yield Protocol
DeFi App On-Ramp - 340% Activation Increase
A DeFi yield protocol needed to eliminate the 'get crypto first' barrier for new users. We integrated MoonPay + Transak with KYC pass-through from their existing Sumsub verification — new user activation increased 340% within 30 days.
NFT Marketplace
NFT Marketplace - $2.1M GMV in First Month
An art NFT marketplace was losing 90% of buyers because purchasing ETH was too hard. We added a MoonPay widget with Apple Pay. The marketplace did $2.1M in sales in its first 30 days after launch.
Blockchain Gaming
Web3 Game - 60,000 New Players
A blockchain game needed players to buy in-game tokens without being sent to an outside exchange. We built a Transak integration with a Unity SDK and light KYC for purchases under $150. The game brought in 60,000 new players in the first quarter.
Crypto Wallet
Crypto Wallet - $800M Fiat Processed
A self-custody crypto wallet needed a solid on-ramp for card, ACH, and SEPA payments. We built a multi-provider setup using MoonPay, Stripe, and Ramp with smart routing. The wallet processed $800M in fiat volume over 12 months.
Comparison
A side-by-side look at the four main providers we work with.
Our Recommendation
For the best global coverage, use MoonPay and Transak as your main and backup providers, and add Stripe for US card processing.
See Our Platform in Action
Book a live demo built around your exact project. You will meet the same engineers who will work with you from day one.
On-ramp friction is the number one reason people drop off. The good news is it can be fixed in weeks.
Forcing Users Off Your Platform Kills Conversion
When you send new users to Coinbase or Binance to buy crypto first, you lose 60 to 80% of them in the redirect. Users who leave your platform rarely come back.
Card Declines and Bank Restrictions
Many banks block crypto purchases on debit and credit cards without warning. If you only have one payment option and it gets blocked, your user hits a dead end. Around 23% of crypto card transactions are declined at the bank level.
KYC Compliance Creates Friction
Users do not want to verify their identity again if they have already done it on your platform. Without KYC pass-through, every purchase starts a 20-minute identity check that kills conversion.
Single Provider = Gaps in Geographic Coverage
No single provider covers every country and payment method. Platforms using just one on-ramp lock out 15 to 30% of their global users.
70%
Users abandon on-ramp with redirects
23%
Card transaction decline rate
30%
Users locked out by single provider
Every week without an embedded on-ramp costs your platform 60 to 80% of potential new user sign-ups.
Keep users inside your app with a fully branded, globally covered on-ramp. We build the integration layer so it sits right inside your product with no redirects and full brand control. We connect MoonPay, Transak, Ramp Network, and Stripe Crypto at the same time, with smart routing to get the best result for each user.
Multi-Provider Coverage
We connect all the major providers at once and route each user to the best option based on where they are and how they want to pay.
2–6 Week Delivery
We use pre-built provider adapters and integration templates to go live fast, much faster than building in-house.
KYC Pass-Through
Verified users on your platform skip the KYC step at the provider level. This removes friction and can lift conversion by up to 45%.
Full White-Label Control
Your colors, your logo, your domain. We can also build a fully headless API integration so no third-party branding ever shows up unless you want it to.
The Evolution
See how blockchain-powered solutions eliminate the inefficiencies of traditional finance.
PSD2, MiCA, VARA, FinCEN, and MAS compliance for embedded fiat gateway integrations.
European Union
United States
United Kingdom
Singapore
UAE
Hong Kong
Japan
Australia
Canada
Switzerland
Bahrain
Lithuania
MiCA (EU)
Markets in Crypto-Assets - CASP licensing framework effective June 2024
FinCEN MSB
US Money Services Business registration for virtual currency exchanges
Travel Rule (FATF)
VASP-to-VASP originator/beneficiary data transfer for transactions >$3,000
VARA (UAE)
Virtual Asset Regulatory Authority licensing in Dubai
FCA Registration
UK Financial Conduct Authority crypto-asset registration
MAS PS Act
Singapore Payment Services Act - Digital Payment Token license
AMLD6 (EU)
6th Anti-Money Laundering Directive - VASP obligations
DORA (EU)
Digital Operational Resilience Act — ICT risk management
API security, webhook validation, and fraud prevention for fiat payment flows.
CertiK
Smart contract & exchange security audits
Hacken
Blockchain & exchange penetration testing
Trail of Bits
Security research & code review
Cure53
Web application & API security
NCC Group
Enterprise infrastructure security
Halborn
Blockchain-native security firm
PCI DSS Level 1 compliant architecture
SOC 2 Type II certified infrastructure
ISO 27001 information security management
HMAC webhook signature verification for all provider order events
API key rotation and environment-separated credential management
CSRF protection on all on-ramp session initiation endpoints
TLS 1.3 for all provider API communication
OFAC/EU sanctions screening on all crypto delivery wallet addresses
Rate limiting and velocity checks on on-ramp session creation
Fraud detection rules: card BIN verification, IP geolocation validation
AML transaction monitoring with provider-level and platform-level limits
Enterprise-Grade Security
Bank-level encryption and compliance standards
256-bit AES Encryption
99.99% Uptime SLA
24/7 Monitoring
Get Your Tailored Project Quote
Share your requirements and receive a detailed technical proposal with transparent pricing within 48 business hours.
ROI & Value
Measurable conversion and revenue impact from production on-ramp integrations.
Key Metrics
Activation Rate Increase
Development Payback
Time to Live
Countries Covered
Fiat Currencies
Compliance Build Required
User Activation
Increase in new user activation rate
200–400%
Development Cost
Saved vs. in-house on-ramp build
$200K+
Compliance Cost
Licensing and AML team avoided
$500K+
Time to Market
Faster than in-house build
10–14 months
Fixed-scope integrations to multi-provider aggregation systems.
Single Provider
Single provider (MoonPay or Transak) widget integration with standard KYC flow. $8K, 2–3 weeks.
Early-stage crypto apps needing fast, affordable on-ramp with a single proven provider
Multi-Provider
MoonPay + Transak + Ramp with intelligent routing, KYC pass-through, and custom UI. $20K, 4–6 weeks.
Growth-stage platforms needing maximum geographic coverage and conversion optimization
Full Suite
Full on/off-ramp suite: 4 providers, direct bank rails, off-ramp, compliance config, and conversion optimization. $40K, 6–8 weeks.
Regulated exchanges and high-volume platforms requiring institutional-grade on-ramp infrastructure
Maintenance Retainer
On-ramp provider update management, conversion monitoring, and expansion support. $2.5K/month ongoing.
Post-launch platforms needing ongoing provider management and conversion optimization
What's Included in Every Engagement
FAQ
Still have questions?
Can’t find the answer you’re looking for? Our team is here to help.
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