Digital and Crypto Banking Platform

Create your own digital banking platform that supports both fiat and cryptocurrency operations. This turnkey system is ideal for modern financial institutions, neobanks, and Web3 ventures looking to offer current accounts, crypto wallets, real-time payments, and investment tools.

Digital and Crypto Banking Platform
AF
Elephant
Quantum Genrater
Energy Fi
Wenbit
3co-swap
Crypto
social swap
AF
Elephant
Quantum Genrater
Energy Fi
Wenbit
3co-swap
Crypto
social swap

The DNA of Crypto Bank

Web3 Development

Innovative Fintech and Web3

Crypto Bank uses its proprietary blockchain AI and ML systems to deliver a seamless crypto and fiat banking experience while empowering both the banked and unbanked to adopt a modern financial lifestyle with confidence.

UI Complexity in Crypto Payments

Comprehensive Banking and Payments

Our platform provides digital and fiat wallets, Crypto Bank debit cards, real-time conversions, contactless payments, withdrawals, and detailed transaction histories for fast, secure, and global financial transactions for every user.

Smart Management and Compliance

Crypto Bank offers ledgers for all assets, built-in KYC and KYB, customizable fees, CRM tools, transaction monitoring, advanced reporting, and robust AML compliance to ensure complete control, transparency, and trust for every client.

What Can You Do With a Crypto-Friendly Banking Platform?

Modern banking is no longer just about managing fiat. It’s about offering freedom to operate in both traditional and digital economies. Our platform gives you the tools to do just that with ease, security, and scale.

  • Launch current and savings accounts in crypto and fiat
  • Enable instant cross-border money transfers
  • Offer virtual and physical crypto debit cards
  • Add credit and loan services backed by digital assets
  • Automate KYC and AML with built-in compliance APIs
  • Run investment products using smart contracts
  • Provide business and personal banking dashboards
  • Support stablecoins, BTC, ETH, and more
  • Integrate bill pay, merchant tools, and analytics
Banking Platform

Key Features of Our Digital and Crypto Banking Platform

Dashboard Overview

View total balance across fiat, crypto, cards, and loans. Check monthly performance, recent transactions, and quick actions to send, deposit, exchange, pay, or buy crypto.

Fiat Accounts

Manage fiat accounts (e.g., USD) with balances, account numbers, primary status, and linked cards. Switch between accounts, transfers, and statements. Bank-grade security is included.

Crypto Wallet & Custody

Track crypto holdings (BTC, ETH, USDT) with balances and values. Buy, sell, deposit, withdraw, or swap. Real-time prices, 24-hour charts, custody, and AML monitoring are shown.

Card Management

Manage virtual cards with masked numbers, names, and expiry dates. Freeze cards, reveal PIN (2FA), adjust settings, request new cards, set limits, and block merchants.

Crypto-Backed Loans

Apply for loans using crypto collateral. View available assets, amounts, and values. Use the loan calculator, see the liquidation risk, AML/KYC compliance, and the active loan status.

Cross-Border Remittance

Send money internationally. Enter the amount, recipient, and country. See exchange rate, fees, total, estimated received amount, and arrival time. Compliance checks and live FX rates are included.

Beneficiaries

Add and manage beneficiaries. View total, favorites, supported countries, and bank details. Search and quickly add new beneficiaries for faster transfers.

Scheduled Payments

Create and manage scheduled payments. View total, active, and paused payments, and monthly totals. Schedule future or recurring payments.

Spending Analytics

View monthly spending, last month’s comparison, total income, and transaction count. See spending by category, last 7 days activity, and top categories.

KYC Verification

Track verification progress step-by-step. Covers account setup, email, profile, contact, and government ID upload. Status shows completed, in progress, or pending.

Compliance & Security Indicators

View compliance confirmations and AML checks during transactions. Sensitive actions need extra authentication. Regulatory notices appear in loan and payment flows.

Central Bank Supervisory

Provides real-time oversight of commercial banks, monitors reserve requirements, and ensures smooth implementation of monetary policies for financial stability.

Ready to Launch Your Digital and Crypto Banking Platform?

Give your users a banking experience that feels simple, fast, and reliable. From multi-currency wallets and crypto cards to secure transfers and built-in compliance, everything is designed to work from day one.

Built to support retail users, institutions, and focused niche use cases, our platform gives you the flexibility, security, and control to launch with confidence and scale at your own pace.

Take a closer look at the platform, see how it works in real scenarios, and understand how Crypto Bank can support your product vision.

Ready to Launch Your Digital and Crypto Banking Platform?

Why Businesses Choose Our Digital and Crypto Banking Platform

Speed to Market

Launch your banking platform in a shorter time frame using a production-ready infrastructure. Pre-built core banking, payments, cards, and crypto modules reduce development effort, simplify integrations, and enable faster go-live while supporting future scaling.

Dual Asset Support

Support both fiat and digital assets within a single unified system. Manage accounts, payments, settlements, and balances across traditional currencies and cryptocurrencies with consistent operational control and reporting.

Enterprise-Grade Security

Protect users, funds, and data through a layered security architecture, including encrypted storage, secure wallet frameworks, IP-based access controls, transaction monitoring, and system-level safeguards designed for financial institutions.

Revenue-Driven Features

Support multiple revenue models through integrated card issuance, domestic and international remittances, crypto trading, lending services, and tiered account structures tailored to different customer segments.

Global Reach

Operate across regions with built-in support for international payments, multicurrency accounts, and localized onboarding. The platform adapts to regional requirements while maintaining a consistent global operating framework.

High Customizability

Configure platform design, features, workflows, and permissions to align with your brand, business model, and operational needs. Modular architecture allows selective feature activation without disrupting core systems.

Regulatory Compliance

Maintain compliance with integrated KYC, AML checks, transaction screening, audit trails, and reporting tools. The platform supports both local regulations and international compliance standards.

User-Centric Experience

Deliver a reliable, mobile-first experience for retail and business users with intuitive navigation, real-time interactions, personalized dashboards, and 24/7 access to banking services across devices and regions.

Key Functionality of Crypto Bank

Crypto Bank offers a full suite of digital and crypto banking services designed for speed, security, and global accessibility. From accounts and wallets to trading, transfers, and payments, every function is optimized for a smooth and effortless financial experience.

Onboarding

Seamlessly onboard users with a fast and secure registration process designed for both retail and business clients, ensuring a smooth and user-friendly experience.

KYC/KYB Verification

Verify users quickly and securely with built-in KYC and KYB processes that comply with global regulations while protecting user privacy.

Bank Accounts

Open and manage personal, business, or couple accounts with full control over fiat and crypto transactions and easy access to account management tools.

Crypto Wallets

Provide secure, private-key-enabled wallets for storing, sending, and receiving multiple cryptocurrencies while giving users full ownership and control.

Crypto Exchange

Access a full-featured trading platform with live market data, order books, and advanced crypto trading tools for casual users and professional traders alike.

Fiat Exchange

Enable real-time conversion between multiple fiat currencies with transparent rates for seamless global payments and operations.

Transfers

Perform fast and secure domestic and international transfers in fiat and cryptocurrency with minimal fees and real-time processing.

Cards Issuing

Issue virtual and physical Crypto Bank debit cards for online, offline, and international spending with customizable limits and easy management.

Integration & Back Office

Manage operations efficiently with back-office tools and integrate Crypto Bank services with third-party platforms and apps for extended functionality.

Ready to Launch Your Digital & Crypto Banking Platform?

Launch faster with a secure, scalable platform built for modern neobanks and crypto-enabled financial services. Everything you need to go live quickly, serve users reliably, and stay competitive.

Ready to Launch Your Digital and Crypto Banking Platform?

Built-In Protections You Can Trust

These built-in protections reinforce your platform’s reliability, trust, and compliance. Each feature reflects global standards that protect both your business and your users.

Expert Support and Onboarding

Building a digital banking platform is complex, but you don’t have to do it alone. We provide hands-on guidance from setup to post-launch, ensuring your platform performs from day one.

01
Dedicated Project Manager
You’ll have a single point of contact who oversees delivery, coordinates across teams, and keeps your project on track.
02
Platform Training Resources
We provide detailed walkthroughs, user manuals, and live demos to get your internal team fully equipped to operate the platform.
03
Direct Developer Access
Get connected with our engineering team for technical support, quick fixes, and custom configurations during setup.
04
Post-Launch Optimization
After launch, we help you refine features, improve UX, and align performance with user behavior and business goals.
05
24x5 Technical Support
Our global support team is ready across time zones to resolve issues, answer queries, and keep your platform running smoothly.
Why Businesses Choose Ment Tech to Hire AI Developers?

To make essential banking and financial services accessible to underserved populations by combining traditional finance with blockchain-driven systems.

To build a high-performance, regulation-ready digital banking platform that supports global adoption and sustainable financial growth.

Frequently Asked Questions

A digital and crypto banking platform is a financial software solution that enables users to manage traditional banking services and cryptocurrency operations from a single interface. It supports fiat accounts, crypto wallets, payments, transfers, and KYC verification — all in a secure, compliant system.

Crypto banking combines blockchain technology with regular financial services. Unlike traditional banks, crypto-friendly platforms offer features like cryptocurrency deposits, crypto-fiat conversion, digital wallets, and instant cross-border payments. This allows faster processing, lower fees, and better asset flexibility.

Yes. Our banking software supports fiat currencies through IBAN and SWIFT accounts, while also managing crypto assets. You can provide both types of accounts under one platform, allowing users to seamlessly switch between traditional and digital finance.

Yes. The platform includes built-in KYC and AML tools for identity verification and risk monitoring. You can integrate third-party providers or use in-house modules to stay compliant with global regulations.

The best crypto banking software should offer multi-currency support, user-controlled wallets, debit/credit card integration, crypto loans, KYC tools, merchant gateways, and analytics dashboards — all secured with encryption, access controls, and audit logs.

You can go live in weeks using our turnkey platform. Since the infrastructure is already built and tested, onboarding, branding, and feature configuration are the only steps required.

Yes. Our crypto banking solution is used by institutions, fintech startups, and digital banks that want a reliable, compliant, and scalable way to offer crypto and fiat banking services to global users.

The system uses multi-layered security, including data encryption, two-factor authentication, IP whitelisting, SSL-secured replication, and role-based access. It also supports real-time monitoring and change alerts to prevent unauthorized access.

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