Identity & Customer Screening
Verify customers and businesses, screen sanctions and watchlists, and route higher-risk accounts for additional review before they can transact.
Ment Tech Labs builds enterprise-grade crypto banking platforms that unify fiat, digital payments, and cryptocurrency services in one secure infrastructure. Our crypto banking solutions simplify compliance, streamline operations, and help fintechs and financial institutions launch and scale faster.
See how the crypto banking platform brings fiat accounts, digital assets, payments, cards, transfers, and transaction activity into one connected banking experience.
Move through customer accounts, wallet balances, payment flows, card controls, transaction history, and admin operations to see how the digital banking platform handles everyday financial workflows.
From everyday account activity to card spending and cross-border transactions, these are the capabilities customers and banking teams use to run day-to-day financial activity through the platform.
Let users hold and manage supported fiat currencies, cryptocurrencies, and stablecoins with clear balances and transaction history.
Make it easy to move between fiat and digital assets with simple buy, sell, and conversion flows built into the banking experience.
Give users one place to receive, hold, send, and manage supported digital assets without relying on an external wallet.
Support deposits, withdrawals, bank transfers, internal payments, and crypto transactions through connected banking and blockchain rails.
Connect eligible balances to card programs with spending limits, card controls, transaction tracking, and crypto-to-fiat conversion where required.
Move funds across markets using banking and digital asset rails, with routing, conversion, settlement, and transaction records handled within the platform.
Let users follow deposits, transfers, conversions, card activity, and settlement status as transactions move through the platform, with clear updates from initiation to completion.
Manage users, fees, limits, transaction reviews, wallet activity, settlement, and reconciliation without running crypto banking services across disconnected tools.
7+ Years
Industry Experience
7 Services
Crypto Banking Development
8 Features
Banking Platform Capabilities
6 Integrations
Financial Infrastructure
6 Controls
Compliance & Risk Management
A crypto bank depends on more than its own platform. We connect the external banking, payment, and digital asset systems needed to move money reliably across fiat and blockchain networks.
Connect account infrastructure, IBAN services, ACH, SEPA, SWIFT, and local payment rails based on the markets your platform serves.
Integrate card issuers, processors, gateways, and payment networks so funding, authorization, spending, and settlement stay connected.
Link providers that support fiat-to-crypto conversion, withdrawals, pricing, and liquidity without sending users through disconnected services.
Connect supported blockchain networks and custody partners so asset transfers can move through the right external infrastructure.
Connect a stablecoin payments platform or supported stablecoin rails for treasury movement, merchant payments, and cross-border settlement.
Extend online banking platforms and other digital banking solutions by connecting new crypto capabilities to the systems already used for accounts, payments, and operations.
Turn your banking model into a production-ready platform built around the accounts, assets, payment flows, and markets you want to support.
Build a banking platform around your own account structure, supported assets, payment flows, fees, user roles, and operating model instead of adapting your business to a fixed product.
Launch with a ready banking foundation customized around your brand, markets, currencies, customer journeys, and required modules while keeping room for future product expansion.
Launch a digital-first banking product built around your customer model, supported markets, and financial services rather than a one-size-fits-all neobank setup.
Build the transaction layer that connects banking rails, payment providers, on/off-ramps, liquidity sources, and blockchain networks behind your customer experience.
Build the wallet and custody architecture behind deposits, withdrawals, treasury operations, signing policies, and asset access. Our crypto wallet development can support custodial, non-custodial, or hybrid operating models.
Connect your platform with card issuing and processing infrastructure, including authorization, funding, conversion, settlement, limits, and card lifecycle workflows.
Connect KYC, KYB, sanctions, AML/KYT, and blockchain analytics providers without hardwiring one vendor into the platform.
Good crypto banking compliance starts before a transaction is approved. Build identity checks, transaction rules, fraud controls, and review workflows directly into the platform so teams can act on risk without slowing down legitimate activity.
Verify customers and businesses, screen sanctions and watchlists, and route higher-risk accounts for additional review before they can transact.
Monitor fiat and crypto activity for unusual amounts, transaction velocity, risky destinations, and patterns that need investigation.
Set transaction limits, approval rules, withdrawal holds, address restrictions, and step-up checks for higher-risk movements.
Use account behavior, transaction history, and risk signals to flag suspicious activity earlier. AI fraud detection can add another layer of monitoring where automated risk scoring is required.
Control what operations, finance, support, and compliance teams can view, change, approve, or release inside the platform.
Keep a clear record of alerts, reviews, approvals, account changes, and transaction decisions so teams can trace what happened and why.
Our crypto banking platform development process starts with how money will move through the product, then works backward into architecture, integrations, controls, and production readiness.
We map your target markets, account types, supported assets, transaction flows, user roles, and revenue model before deciding what needs to be built.
Output: Product scope, money-flow map, and platform requirements.
We define how the ledger, accounts, external providers, APIs, and operational systems will work together without locking the product into a rigid setup.
Output: System architecture and integration plan.
Our team develops the core crypto banking solutions and connects the banking, payment, blockchain, and third-party services required for the platform to operate.
Output: Working platform with connected transaction flows.
We test deposits, withdrawals, conversions, failed transactions, reversals, settlement, and edge cases, not just whether individual screens work.
Output: Verified transaction journeys and production-readiness checks.
Before go-live, we validate monitoring, reporting, permissions, and support workflows so your digital banking platform can be operated confidently from day one.
Output: Production deployment and launch-ready operations.
A crypto bank links together banking systems, digital wallets, blockchains, liquidity providers, and ways to convert between assets and traditional money. This lets users easily move funds from currencies to digital assets and back again.
White-label is usually better for a faster launch. Custom crypto banking solutions make more sense when you need specific workflows, integrations, or a more differentiated product.
It depends on the market and services you offer. Payments, custody, exchange, and other crypto banking services can fall under different licensing and compliance requirements.
The timeline depends on the scope, number of integrations, custody model, payment rails, compliance setup, and how much of the platform needs to be built from scratch.
The biggest cost drivers are platform scope, supported markets and assets, banking integrations, custody setup, compliance requirements, and whether web and mobile apps are included.
Modern digital banking solutions use identity checks, permissions, transaction monitoring, withdrawal controls, audit logs, encryption, and secure custody systems to reduce risk.
Share your project goals, technical requirements, and current challenges with Ment Tech Labs. Our team will review your needs and recommend a clear, practical path from planning to production.
Prefer email? Contact@ment.tech