Ment Tech, a leading digital and crypto banking company in the USA, helps financial institutions advance their services with an enterprise-grade platform that unifies traditional banking, digital payments, and cryptocurrency services in one secure infrastructure. Our solutions combine fiat and crypto banking for neobanks and innovators, simplify compliance, and scale globally.
Trusted by 150+ financial institutions across 50+ countries
This platform is an enterprise-grade banking solution designed to support the future of financial institutions and government treasuries. It provides everything needed to run a modern bank, from core banking and payments to cryptocurrency services and compliance, including crypto wallet development for secure asset management.
Built by banking technology veterans with deep experience at leading financial institutions and government agencies, our platform addresses the critical challenges organizations face today: legacy system constraints, regulatory complexity, rising citizen expectations, and the need to support both traditional and digital asset services.
Founded
To democratize access to world-class banking technology, enabling financial institutions of all sizes to compete effectively in the digital economy and serve their customers with excellence.
AI-powered transaction monitoring, KYC/KYB automation, and regulatory reporting with a compliance and liquidity engine for reliable governance.
Complete retail & corporate banking with multi-currency accounts, real-time ledger, and instant settlement.
Multi-currency support
Real-time processing
Instant settlements
Institutional-grade cryptocurrency custody, trading, and DeFi integration with cold storage security.
Cold storage
Multi-chain support
DeFi ready
Virtual and physical debit/credit cards with real-time controls, instant issuance, and global acceptance.
Instant issuance
Spending controls
Global acceptance
Real-time international transfers across 180+ countries with competitive FX rates and full compliance.
180+ countries
Real-time FX
Auto compliance
Traditional and crypto-backed loans with AI-powered underwriting and automated risk assessment.
AI underwriting
Crypto collateral
Risk scoring
AI-powered transaction monitoring, KYC/KYB automation, and regulatory reporting with a compliance and liquidity engine for reliable governance.
AI monitoring
Auto KYC/KYB
Regulatory reports
Measurable ROI, faster time-to-market, and operational excellence. Here's why 150+ institutions have chosen our platform.
Go live in weeks, not years. Our modular architecture allows phased implementation with minimal disruption.
Average deployment time
Automate manual processes, eliminate legacy system maintenance, and reduce compliance overhead by up to 70% using AI for KYC & AML.
Cost reduction
Handle millions of transactions per day with our cloud-native infrastructure that scales automatically.
Daily transactions
Built-in compliance with Basel III, PSD2, MiCA, and local regulations across 50+ jurisdictions.
Jurisdictions covered
Create and launch new financial products in days using our no-code product builder and API-first architecture.
Product launch time
Unlock new revenue streams with crypto services, cross-border payments, and embedded finance capabilities.
Revenue increase
Purpose-built solutions for central banks, ministries of finance, treasury departments, and public sector organizations requiring the highest standards of security, transparency, and accountability.
Military-grade encryption, air-gapped deployment options, and compliance with government security frameworks including FedRAMP, NIST, and local standards.
Launch and manage sovereign digital currencies with complete control over monetary policy, issuance, and distribution.
Built-in compliance with FATF, Basel III, and international standards. Automated reporting for central bank requirements and international audits.
Unified government banking with real-time visibility into all public funds across ministries and agencies.
Built-in compliance with FATF, Basel III, and international standards. Automated reporting for central bank requirements and international audits.
Direct benefit transfers to citizens with identity verification, fraud prevention, and real-time tracking.
Built-in compliance with FATF, Basel III, and international standards. Automated reporting for central bank requirements and international audits.
Integrated tax payment processing, automated reconciliation, and real-time revenue dashboards.
Streamlined vendor payments with multi-level approval workflows and anti-corruption safeguards.
Multi-currency treasury operations, FX management, and sovereign wealth fund integration.
Pick and choose the modules you need. Start with essentials and expand as you grow. Every module integrates seamlessly with the rest of the platform.
Core Banking Engine
Multi-currency accounts with real-time balance
Transaction Engine
High-performance ledger with instant settlement
Interest Calculator
Automated interest computation and posting
Statement Generator
Automated e-statements and reports
P2P Transfers
Instant person-to-person P2P payments
Bill Payments
Utility and merchant payments
QR Payments
Dynamic QR code payments
Scheduled Payments
Recurring and future-dated transfers
Virtual Cards
Instant virtual card issuance
Physical Cards
Branded card production and delivery
Card Controls
Real-time spending limits and blocks
Apple Pay, Google Pay integration
Crypto Custody
Institutional-grade cold storage
Trading Engine
Fiat-crypto and crypto exchange services
DeFi Gateway
Staking, lending, and yield farming
Wallet Infrastructure
Multi-chain wallet management
Loan Origination
Digital application and approval
Credit Scoring
AI-powered risk assessment
Collateral Management
Crypto and traditional collateral
Collections
Automated collection workflows
KYC/KYB Engine
Automated identity verification
AML Monitoring
Branded card production and delivery
Sanctions Screening
Global watchlist checking
Regulatory Reporting
Automated report generation
Security isn't an afterthought - it's the foundation of everything we build. Our platform is designed, developed, and operated with security as the top priority.
Military-grade encryption, air-gapped deployment options, and compliance with government security frameworks including FedRAMP, NIST, and local standards.
Biometric, hardware tokens, and behavioral authentication options for every access level.
AI-powered anomaly detection with machine learning models trained on billions of transactions.
Multi-region deployment with automatic failover and 99.99% uptime SLA guarantee.
Certified secure with annual audits, penetration testing, and continuous monitoring.
Hardware Security Modules for cryptographic key generation, storage, and management.
Information Security
Trust Services
Payment Security
AML Standards
Data Protection
Open Banking
Our Security Operations Center monitors your infrastructure 24/7/365 with automated threat detection and incident response.
Enterprise-grade AI handles fraud detection, compliance, KYC, payments, and customer support with agentic AI for banks' capabilities. It is secure, auditable, always on, and integrates smoothly with our platform or existing banking systems.
Our AI Banking Agents module is designed as a standalone, plug-and-play solution that enhances any banking platform. Whether you're using our Digital Banking Platform or running legacy internet banking systems, our AI agents integrate seamlessly to supercharge your operations.
Purpose-built AI agents work around the clock to protect, optimize, and automate your banking operations. Our AI development services enable these agents to continuously learn and improve, ensuring smarter decision-making and faster responses.
Real-time transaction monitoring with ML models trained on billions of data points. Detects anomalies, prevents unauthorized access, and stops fraud before it happens.
Behavioral biometrics
Device fingerprinting
Network analysis
Real-time blocking
Automated regulatory monitoring, SAR filing, and audit trail generation. Stays current with changing regulations across 50+ jurisdictions.
Auto SAR/CTR filing
Regulation updates
Policy enforcement
Audit reports
Intelligent identity verification with document OCR, liveness detection, and risk scoring. Reduces onboarding time from days to minutes.
Document verification
Liveness detection
Risk scoring
Watchlist screening
Intelligent routing, exception handling, and reconciliation for high-volume payment processing. Minimizes failures and maximizes throughput.
Smart routing
Auto reconciliation
Exception handling
Cost optimization
24/7 multilingual support with deep banking knowledge. Handles inquiries, disputes, and account management with human-level understanding.
40+ languages
Voice & chat
Account actions
Escalation logic
Continuous portfolio monitoring, credit risk assessment, and early warning detection for proactive risk management.
Credit scoring
Portfolio analytics
Early warnings
Stress testing
No need to replace your core banking. Our AI agents integrate with any platform through standard APIs and protocols.
Standard RESTful endpoints with OpenAPI specs
Flexible queries for complex data requirements
Real-time event notifications and callbacks
Kafka, RabbitMQ, AWS SQS integration
Secure read-only database connections
Batch processing via SFTP/S3
Our API-first architecture ensures seamless integration with your existing systems and third-party services.
Comprehensive API coverage with 500+ endpoints, SDKs in 10 languages, and detailed documentation.
Real-time event notifications for transactions, compliance alerts, and system events.
Ready integrations with SWIFT, SEPA, ACH, major card networks, and 50+ payment rails.
Customizable web and mobile components to launch your branded banking experience.
Launch a fully digital bank with core banking, payments, and compliance using crypto neo banking development for integrated crypto features.
Core Banking Engine
Full regulatory compliance
500K+ customer capacity
Modernize existing infrastructure without disruption using our gradual migration approach.
Zero downtime migration
70% cost reduction
10x performance boost
Add cryptocurrency services to your existing bank with integrated custody and trading.
New revenue stream
Younger demographics
Future-ready
Embed banking services with our Banking-as-a-Service APIs using web3 development services for blockchain features.
API-first integration
White-label ready
Rapid deployment
Transform public sector financial operations with unified treasury management and real-time visibility.
Real-time budget tracking
Anti-corruption controls
Citizen transparency
Deploy Central Bank Digital Currency with complete issuance, distribution, and monetary policy tools.
Real-time budget tracking
Real-time budget tracking
Real-time budget tracking
Security isn't an afterthought - it's the foundation of everything we build. Our platform is designed, developed, and operated with security as the top priority.
Round-the-clock technical assistance with guaranteed response times
Comprehensive onboarding and continuous education for your teams
Named contact focused on your organization's goals and growth
Expert engineers to ensure smooth deployment and migration
Hear from the decision-makers at banks and government agencies who have transformed their operations with our platform.
"This platform transformed our digital banking capabilities. We launched in 10 weeks and now serve 2 million customers."
National Development Bank
"The compliance automation alone saved us $5M annually. The platform is truly enterprise-grade."
Regional Investment Bank
"We migrated from legacy systems without a single minute of downtime. Exceptional engineering."
Central State Bank
"The government treasury integration capabilities exceeded our expectations. Real-time budget tracking and transparency reporting are now seamless."
Ministry of Finance
"Finally a platform that understands public sector requirements. The audit trails and regulatory compliance features are exceptional."
National Treasury Department
"Social welfare disbursement that once took weeks now happens in real-time. Citizens receive benefits faster than ever."
Ministry of Social Protection
Deploy the way that works for your organization. We support all deployment models to meet your security, compliance, and operational requirements.
Fully managed solution in our secure, multi-region cloud infrastructure. Get started in days with zero infrastructure overhead.
Ideal for: Fintechs, neobanks, fast-moving institutions
Dedicated cloud instance in your preferred region with complete data isolation and customizable security policies.
Ideal for: Regional banks, regulated entities
Full deployment within your own data centers with air-gapped options for maximum security and control.
Ideal for: Central banks, government treasuries, tier-1 banks
15+ Regions
ISO/SOC/PCI
99.99%
24/7/365
Transparent pricing with no hidden fees. Scale as you grow.
Starter
For fintechs and neobanks starting their journey
Custom pricing
Enterprise
For fintechs and neobanks starting their journey
Custom pricing
Sovereign
For central banks and government institutions
Custom pricing
We're constantly innovating. Here's what's coming next.
Standard implementations take 8-12 weeks for core modules. Complex enterprise deployments with custom integrations may take 4-6 months. We use a phased approach to ensure you can go live quickly with essential features.
Yes, our platform is designed for multi-jurisdictional compliance. The built-in KYC and compliance module supports 50+ regulatory frameworks, including Basel III, PSD2, MiCA, and FATF guidelines, and can adapt to local requirements in your jurisdiction.
Absolutely. Our API-first architecture supports gradual migration and parallel operation. We have pre-built connectors for major core banking systems and can develop custom integrations for proprietary systems. Features like admin dashboards & analytics make monitoring and reporting seamless across platforms.
Security is our foundation. We're ISO 27001 and SOC 2 Type II certified, use AES-256 encryption, and operate with zero-knowledge architecture. Data residency options ensure compliance with local data protection laws.
Yes, we offer flexible deployment options including cloud-hosted (multi-tenant or dedicated), hybrid, and fully on-premise installations for institutions with specific regulatory or security requirements.
We provide 24/7 technical support with guaranteed response times, dedicated account managers, regular business reviews, and access to our customer success team for strategic guidance.
Our AI Banking Agents are autonomous, purpose-built AI systems that handle specific banking functions like fraud detection, KYC, compliance, and customer support. They operate 24/7, learn from your data, and integrate via standard APIs with any banking platform—including legacy systems.
Yes, absolutely. The AI Banking Agents module is designed as a standalone solution that integrates with any core banking or internet banking system. We provide REST APIs, webhooks, and pre-built connectors for Temenos, Finacle, Flexcube, and many others.
Yes. Every AI decision includes full explainability with detailed reasoning trails. All actions are logged for regulatory compliance and audit purposes. We provide real-time dashboards showing AI performance, decision rationales, and exception handling.
We offer flexible pricing based on transaction volume, number of users, and modules selected. Contact our sales team for a customized quote that matches your institution's size and requirements. We also offer proof-of-concept deployments.
Upgrade your crypto bank with Ment Tech’s secure, scalable solutions that simplify operations, ensure compliance, and enhance customer experiences.
UAE
Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates.
USA
5857 Owens Ave Suite 300
Carlsbad, CA 92008
UK
One Avenue, 23 Finsbury Circus, London, England, EC2M 7EA
Ireland
101, Monkstown Rd, Monkstown, Blackrock Co. Dublin, Ireland
India
Annapurna Rd, Saraswati
Nagar, Indore, Madhya Pradesh, 452001
Ment Tech Labs Private Limited operates as a technology provider, not engaged in cryptocurrency holding or trading. Our website showcases a range of software technology products, solutions, and services that comply with local laws and regulations, holding the necessary licences and approvals. For detailed information about a specific product, solution, or service, kindly contact our sales team.
Ment Tech Labs Private Limited is a registered trademark in multiple Asian countries, following appropriate company registration procedures.
The trademark 'Ment Tech Labs Private Limited' holds international registration number BPLM16595F and belongs to Ment Tech Labs Pvt. Ltd., an Indian company registered with company number U62099MP2023PTC064895. However, the company does not offer any financial or similar services advertised on this website.
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