Ment Tech Labs delivers a fully hosted AI-powered Personal Finance Assistant built for online banks, mobile finance apps, investment platforms, and digital wealth services. Built for both B2B and B2C, it empowers you to launch intelligent money management systems, automate personal finance planning, and offer personalized financial guidance under your brand.
A smart money-management coach that helps users take control of their spending, saving, and day-to-day financial decisions.
An AI Personal Finance Assistant guides users in real-time tracking expenses, setting saving goals, managing debt, and supporting better investment choices. It works like a 24/7 personal finance management app, available across the web, mobile, and chat.
Banks, fintech apps, and wealth platforms utilize this technology to offer their own branded personal finance management software as AI as a Service for businesses, eliminating the need to build it from scratch. The result: a comprehensive personal financial management platform that enhances engagement, fosters sound money habits, and cultivates long-term customer trust.
Launch your AI-powered Personal Finance Assistant in days. Help users improve their financial health while growing new revenue streams
Banks, fintech startups, digital investment platforms, and personal finance educators can now launch their AI Personal Finance Assistant without spending years on development. Ment Tech Labs provides a ready platform built on Top AI Platforms, handling AI infrastructure, training, and updates. You control the brand, pricing, and user experience.
With AI financial assistant tools, you can offer personalized money management across online banks, mobile apps, and digital investment platforms. Provide your users with AI tools for debt management, savings assistance, and intelligent insights from a personal finance assistant that are designed to enhance their financial well-being.
It is designed to provide users with real-time financial guidance. It helps users plan, save, manage debt, and grow wealth.
Track Spending
The assistant analyzes income flow and spending habits with Machine Learning & Deep Learning, helping users discover better saving opportunities.
Give your users intelligent AI-driven tools for saving, budgeting, and growing their money all under your brand. Enjoy full control over features, user experience, and monetization as you launch your personal finance assistant platform.
Launch your fully-branded AI with your logo, domain, and identity. Deliver a seamless experience to users while keeping full ownership of customer relationships and monetisation.
Give users a personalised personal finance management app that helps them monitor spending, set budgets, and manage their day-to-day finances. Trigger smarter money habits with real-time tracking and suggestions.
Provide intelligent, step-by-step debt reduction plans tailored to each user’s profile. This personal financial management platform helps users get out of debt faster, improve cash flow, and stay disciplined.
Use income patterns and spend behaviour to automate transfers, turning your product into a habit-forming money-saving app. Encourage better saving routines without users having to think twice.
Offer users AI-driven support for stocks, ETFs, and crypto through a modern AI-Powered Personal Finance Assistant. With Generative AI Consulting, deliver personalised investment insights to boost wealth creation.
Send proactive nudges for low balance, bill due dates, and risky spending patterns like the best personal finance management software. Keep users informed, protected, and in control.
Support modern needs with guidance across crypto and digital platforms. Upgrade your personal finance money management solution with Multimodal AI to stay relevant for today’s market.
We handle the AI models, infrastructure, and updates, giving you a fully hosted personal finance management software without the hassle. You stay focused on brand and growth, while optionally adding AI for KYC to streamline user verification.
Launch your Personal Finance Assistant platform in just days, not months. Onboard users quickly while retaining full control to scale and grow your business with confidence.
Bring your AI-powered personal finance platform to market in just seven days. Help users build savings, manage debt, and grow wealth with confidence.
Serve personal finance users across online banks, mobile apps, and digital platforms Launch AI-powered financial tools and build new revenue streams
Banks and Neobanks
Offer AI-driven personal finance tools to help customers manage money and build savings. Improve engagement and customer loyalty.
Fintech Startups
Launch an AI financial assistant quickly. Add value to your app or platform without building AI systems in house.
Digital Investment Platforms
Provide AI-powered guidance for saving, investing, and wealth building. Help users make informed financial decisions.
Credit and Lending Platforms
Support users with AI for debt management and repayment plans. Encourage financial wellness while improving repayment rates.
Mobile Banking Applications
Enhance your app with smart AI personal finance tools. Help users plan spending, set goals, and track progress.
Financial Educators and Coaches
Create your own branded AI-powered financial coach. Deliver personalized advice and learning experiences.
Crypto Wallets and DeFi Platforms
Add AI financial management to your ecosystem. Help users manage crypto holdings alongside traditional finances.
HR and Employee Wellness Programs
Offer AI personal finance tools as part of employee benefits. Support financial wellness and education.
Venture Studios and Digital Product Builders
Rapidly launch AI-powered finance products using AI as a Service. Scale faster with ready-built AI infrastructure.
We work with some of the most advanced AI models in the industry to help you choose the right foundation for your business use case. From building new solutions to fine-tuning existing systems, our team brings deep experience with models that deliver real impact. Launch AI-powered financial tools and build new revenue streams
AI as a Service allows both financial businesses and consumer-facing brands to launch AI-powered personal finance platforms. It helps deliver smarter money management tools without the need to build AI infrastructure in house.
Launch your branded AI personal finance platform with simple, scalable pricing. Set your own subscription fees and keep one hundred percent of the revenue.
Monetization Model
Model
Revenue Potential
White Label
$5,000 or more per month recurring
Subscription plans
$5 to $1,000 per user per month
API licensing
$6 per one million tokens
Premium journaling and goal tracking features
$199 to $500 per month per user group
One Platform with multiple ways to generate revenue.
Pricing
Plan
Revenue Potential
Starter trial
Free for three days
Daily or weekly
$5 to $35
Monthly
$100 per month
Annual
$1,000 per year
Enterprise Plan
Custom pricing available upon request
Bring your AI Personal Finance Assistant to market in just seven days. Follow these steps to set up, customize, and scale your platform while delivering smarter financial experiences.
Launch your AI Personal Finance Assistant in just seven days. Give your users the tools to save more, manage debt, and build long-term wealth.
Ment Tech Labs, a leading personal finance assistant development company, creates AI-powered platforms that help users manage their money smarter. Our solutions provide personalized insights, automated budgeting, and real-time financial tracking for better spending, saving, and investing decisions.
AI-Powered Financial Insights
Custom Platform Development
Trusted by Users & Banks
Enterprise-Grade Security
Designed for Scalable Growth
Smooth Bank & API Integrations
Empower users with AI-driven tools that simplify money management and investment decisions. Deliver smarter, personalized financial experiences with automation and real-time insights.
AI Trading Assistant
AI Investment Advisor
Journaling & Goal Tracker
AI Development
AI Consulting
Generative AI Development
An AI personal finance assistant helps users manage personal finance, reduce debt, grow savings, and plan investments. It works like a financial coach, powered by AI.
AI as a Service allows you to launch a personal finance assistant chatbot without building your own AI systems. We provide the platform. You control the brand and business model.
The platform works for online banks, mobile banking apps, investment platforms, credit and lending apps, crypto wallets, and even as a money-saving app within financial wellness programs.
Banks, fintech startups, digital investment platforms, educators, crypto apps, and employee wellness programs can all launch this platform to serve users.
You can get your platform live in just seven days. We manage setup and onboarding so you can focus on growth.
Offer subscriptions, licenses, API access, or premium upgrades similar to the best apps to manage personal finance. You set pricing and keep all revenue.
Yes. Your personal finance AI assistant is fully white-labeled with your domain, logo, and design, making it uniquely yours.
No. We manage the AI engine, infrastructure, and updates. This includes financial data management, so you can focus on growing your audience.
We provide full onboarding, ongoing updates, and priority support to help your AI personal finance assistant succeed.
