Commodity Tokenization

Tokenize Physical Commodities with Verified Reserves

Enterprise-grade commodity tokenization platform with Chainlink Proof of Reserves integration. Enable fractional ownership of gold, silver, oil, and agricultural commodities with real-time verification and institutional custody. Ment Tech helps you issue, track, and manage commodity positions with clear reserve visibility and smoother settlement across global markets.
$ 0 M+

Assets on Platform

0 +

Live Deployments

0 %

Reserve Verification Accuracy

0 /7

Real-Time PoR Updates

Quick Answer

What is commodity tokenization?

Commodity tokenization is the process of creating blockchain-based digital tokens that represent ownership of physical commodities like gold, silver, oil, or agricultural products. Each token is backed 1:1 by verified physical assets held in institutional custody, with Chainlink Proof of Reserves providing real-time on-chain verification that reserves match token supply. This enables fractional ownership, 24/7 trading, instant settlement, and global accessibility to commodity markets previously limited to institutional investors.

Technical Architecture

Commodity Tokenization
Technical Architecture

Four-layer architecture ensuring verified physical backing, regulatory compliance, and seamless trading across traditional and decentralized markets.

System Architecture
01
Custody & Verification Layer

Physical asset storage and real-time verification infrastructure

Brinks/Loomis Vault Integration

HSBC Precious Metals Custody

Perth Mint Certificate Program

Independent Assayer Network

Bar Number Registry

Insurance Verification API

Physical Audit Coordination

02
Oracle & Attestation Layer

Chainlink Proof of Reserves and price verification

Chainlink PoR Nodes

External Adapter Framework

Multi-Custodian Aggregator

Price Feed Integration

TWAP/VWAP Calculator

Reserve Ratio Monitor

Attestation Publisher

03
Token & Smart Contract Layer

Commodity token standards and business logic

ERC-20 Commodity Tokens

Mint/Burn Controller

Redemption Processor

Transfer Restriction Module

Allocation Registry

Index Composition Engine

Fee Distribution Contract

04
Trading & Distribution Layer

Market infrastructure and investor access

DEX AMM Pools

CEX API Connectors

OTC Trading Desk

Order Book Engine

Market Making Bots

Investor Portal

Mobile Trading App

Brinks

Loomis

Malca-Amit

HSBC Vault

Royal Canadian Mint

Metalor

Chainlink

LBMA Fix

COMEX

ICE Futures

Reuters

Bloomberg BFIX

Ethereum

Polygon

Avalanche

Arbitrum

Base

BNB Chain

Coinbase

Kraken

Uniswap

Curve

Balancer

1inch

Multi-signature custody controls (3-of-5)

Chainlink PoR continuous verification

Independent third-party vault audits

Real-time inventory reconciliation

Insurance coverage verification

Bar number chain-of-custody tracking

Smart contract security audits (CertiK, Hacken)

Penetration testing and bug bounty programs

Security & Audit

Bank-Grade Security for Physical & Digital Assets

Multi-layered security protecting both physical commodity holdings and digital token infrastructure.

CertiK

Smart contract security audits

Hacken

Blockchain security verification

Bureau Veritas

Physical inventory audits

KPMG

Financial and reserve attestation

SOC 2 Type II Certified

ISO 27001 Compliant

LBMA Good Delivery Accredited

Lloyd's of London Coverage

GDPR Compliant

PCI DSS Level 1

Chainlink Proof of Reserves continuous verification

Multi-signature custody controls (3-of-5)

Independent monthly physical audits

Real-time inventory reconciliation

$1B+ aggregate insurance coverage

Segregated vault storage per client

Bar number chain-of-custody tracking

Penetration testing quarterly

24/7 security monitoring

Hardware security module (HSM) key management

Enterprise-Grade Security

Bank-level encryption and compliance standards

256-bit AES Encryption

99.99% Uptime SLA

24/7 Monitoring

Industry Challenges

The Problem with Traditional
Commodity Investment

Physical commodity markets remain inaccessible to most investors due to high minimums, storage complexities, and verification challenges.

High Investment Minimums

Physical gold bars require $50,000+ minimum investments. Commodity futures demand substantial margin accounts and sophisticated trading knowledge, excluding retail investors from direct commodity exposure.

Storage & Custody Complexity

Investors face expensive vault fees ($500-2,000/year), insurance requirements, and logistical challenges. Self-custody risks theft while third-party storage lacks transparency and accessibility.

Verification & Authenticity Issues

Proving physical commodity ownership requires audits, certifications, and chain-of-custody documentation. Counterfeit gold, adulterated commodities, and title fraud cost markets $2B+ annually.

Limited Trading Hours

Traditional commodity exchanges operate limited hours with weekend closures. COMEX gold trades only 23 hours/day, 5 days/week, missing 48+ hours of potential price movements weekly.

Settlement Delays

Physical commodity trades settle T+2 to T+5 days. Futures rollovers create basis risk and additional costs. Cross-border transfers take weeks with extensive documentation requirements.

Geographic Access Barriers

Many commodity markets restrict foreign investor participation. Physical delivery requirements limit accessibility. Emerging market investors face currency controls and regulatory barriers.

$13T

Global Commodity Market Size

$2B+

Annual Fraud Losses

85%

Retail Investors Excluded

The Cost of Inaction

Every day you delay commodity tokenization is a missed chance to expand market access while storage, insurance, and reconciliation costs keep eating into returns. Meanwhile, competitors are capturing demand for verified reserves using Chainlink Proof of Reserves and real-time, on-chain verification, offering investors simpler fractional ownership and always-on liquidity.

Ready to Tokenize Your Assets?

Schedule a free 30-minute strategy call with our tokenization architects.

Comparison

Why Choose Ment Tech for Commodity Tokenization

Launch verified commodity tokens in just 10-12 weeks—not 12-18 months. See how our enterprise platform compares.

Features Comparison
Build In-House
Generic Providers
🚀Time to Market
10-12 weeks
12-18 months
24-30 weeks
💰Full Production Readiness
100% launch-ready
MVP only
Basic features
Chainlink PoR Integration
6+ months development
Limited/None
Custody Partner Network
7+ partners (Brinks, Loomis, HSBC)
Individual negotiations
1-2 partners
LBMA Good Delivery Support
Requires certification
Partial
Multi-Commodity Support
15+ commodity types
Build per commodity
Precious metals only
Physical Redemption
Automated end-to-end
Manual process
Not supported
Real-Time Reserve Updates
Every 15 minutes
Daily/weekly
Daily at best
Price Oracle Integration
6+ sources aggregated
Single source
Basic feeds
Regulatory Compliance
CFTC, MAS, FCA built-in
Expensive legal work
Limited jurisdictions
Security Audits
CertiK + Hacken included
$150K+ additional
Basic audit
Insurance Integration
Lloyd's $1B+ verified
Separate negotiation
Not included
Secondary Market Support
DEX + CEX + OTC ready
DEX only
Limited liquidity
Index/Basket Tokens
Complex build
Not available
Mobile Trading App
White-label included
Additional build
Web only
24/7 Support
Internal resources
Business hours only
Total Cost (Year 1)
$75-200K
$800K-1.5M+
$200-400K

Launch in 10 to 12 weeks with Ment Tech instead of spending 12 to 18 months and $800K+ building in-house. Our production-ready commodity tokenization platform includes Chainlink PoR, institutional custody, and global compliance, helping you go live faster and reduce total costs by up to 70%.

Our Solution

Our Commodity Tokenization Solution

End-to-end commodity tokenization that converts physical inventory into compliant digital tokens backed by verified reserves and built for global distribution.

Chainlink Proof of Reserves

Chainlink Proof of Reserves delivers real-time, on-chain verification so token supply stays matched to reported physical reserves with transparent attestations.

Institutional Custody Integration

Direct connectivity with Brinks, Loomis, and HSBC enables institutional custody workflows, segregated storage reporting, and $1B+ insurance coverage alignment.

Multi-Commodity Support

One platform supports precious metals, energy, agriculture, and industrial metals with commodity-specific units, reporting, and jurisdiction-ready controls.

Instant Settlement

Move tokens with T+0 settlement to eliminate T+2 to T+5 delays and enable faster trading, treasury movement, and cross-border transfers.

Fractional Ownership

Enable fractional ownership with a $10 minimum investment, expanding access while keeping custody-grade backing and reserve transparency.

Physical Redemption Rails

Built-in redemption flows coordinate burn, verification, and insured logistics so holders can request physical delivery through the vault network.

Industry Applications

Commodity Tokenization Use Cases

Practical commodity tokenization succeeds when each product has a clear backing, a clean investor flow, and a trading path that fits the asset.

Precious Metals

Gold-Backed Stablecoin

Issue 1 token is equal to 1 gram of LBMA gold, with Chainlink Proof of Reserves delivering real-time, on-chain verification every 15 minutes.

$100M TVL achieved

50,000+ holders

99.99% reserve accuracy

Precious Metals

Silver Investment Fund

Tokenize allocates silver bars and distributes leasing income automatically, while keeping proof of reserves visibility tied to inventory reporting.

10,000 oz tokenized

2,500 investors

3.2% annual yield

Energy

Oil and Gas Royalty Tokens

Tokenize production royalties and pay investors monthly USDC based on verified volumes and commodity pricing.

$25M royalties tokenized

8.5% avg yield

monthly distributions

Agricultural

Agricultural Commodity Basket

Create a basket token tracking wheat, corn, soybeans, and coffee, with warehouse receipt verification and rules-based quarterly rebalancing.

4 commodities

quarterly rebalance

12% annual return

Industrial Metals

Platinum Group Metals Fund

Launch an institutional metals fund holding platinum, palladium, and rhodium with multi-vault holdings and oracle-driven NAV calculation.

$75M AUM

3 vault locations

institutional only

Precious metal

Diamond Investment Token

Enable fractional ownership in GIA-certified diamonds by linking tokens to specific stones with on-chain certification and valuation records.

500+ carats tokenized

GIA certified

$10 minimum investment

ROI & Value

Measurable ROI From Commodity Tokenization

Key Metrics

vs. vs. traditional fund distribution
0 X
vs. T+0 vs. T+2/T+5 traditional
0 %
vs. Chainlink PoR vs. manual audits
0 %
vs. Countries accessible 24/7
0 +

Annual Audit Costs — Replaced by continuous PoR

$150,000-500,000

Custody Administration — Automated inventory management

$100,000-300,000

Transfer Agent Fees — On-chain ownership registry

$200,000-400,000

Settlement Processing — Instant T+0 settlement

$50,000-150,000

Potential Annual Savings

Up to 70%

See Our Platform in Action

Get a personalized demo tailored to your specific asset class and compliance needs.

Core Capabilities

Commodity Tokenization Capabilities

An enterprise-grade commodity tokenization platform that covers custody, verified reserves, compliance, and secondary trading in one lifecycle.

Chainlink Proof of Reserves Engine

Connects vault and custodian data to Chainlink Proof of Reserves for real-time, on-chain verification of verified reserves with a complete audit trail.

Verify $150M in gold across 5 Brinks vault locations with reserve attestations published every 15 minutes.

Multi-Custodian Integration Hub

Brings Brinks, Loomis, Malca Amit, HSBC Vault, and Perth Mint into a single inventory view with continuous reconciliation and reporting automation.

Operate a tokenized silver program across 3 custodians in 4 countries with unified reserve reporting.

Assay and Certification Verification

Validates bar numbers, purity, and provenance against LBMA and COMEX sources, then stores certification evidence on the chain for tamper-resistant records.

Check each gold bar meets 995-plus fineness and is on the LBMA registry before minting tokens.

Commodity-Specific Token Standards

Issues tokens with commodity native units and controls, supporting allocated and fungible models with transfer rules and redemption logic built in.

Mint barrel-denominated oil tokens with key quality specs captured in token

Physical Redemption Rails

Automates burn-to-redeem workflows, including verification, vault release, insurance checks, customs paperwork, and delivery coordination.

Redeem 100 oz of tokenized gold with Brinks release, assay confirmation, and insured delivery within 7 days.

Real-Time Price Oracle Integration

Aggregates pricing from multiple sources and applies TWAP and VWAP style safeguards for reliable valuation and manipulation resistance.

Calculate daily NAV using an 8-source XAU to USD feed with accuracy down to 0.01 percent.

Inventory Management Dashboard

Shows live holdings by bar number, location, insurance status, and audit schedule while matching inventory against token supply.

Monitor 500 gold bars across 8 vaults and trigger alerts on any reconciliation mismatch.

Regulatory Compliance Engine

Applies CFTC, MAS, FCA, and MiCA-aligned controls such as position monitoring, reporting triggers, and investor eligibility rules.

Enforce CFTC spot-month limits and auto-flag large-trader thresholds for a tokenized oil product

Commodity Swap and Conversion

Enables swaps between commodity tokens and stablecoins using oracle-secured pricing so conversions settle cleanly without counterparty risk.

Swap 1,000 oz of silver tokens into gold tokens instantly using live LBMA-referenced pricing.

Commodity Index Tokenization

Creates basket tokens with transparent weights, automated rebalancing rules, and NAV tracking for diversified commodity exposure.

Tokenize a $50M portfolio tracking S and P GSCI with quarterly rebalancing and daily NAV updates.

Secondary Market Infrastructure

Full trading infrastructure including order books, AMM pools, and OTC desk integration. Connect to CEX listings and DEX liquidity. Real-time market data and analytics.

Use case: Gold token launches with $10M Uniswap pool, Coinbase listing, and institutional OTC desk for 100+ oz trades.

Technology Stack

Commodity Tokenization Technology Stack

Purpose-built infrastructure for verified physical asset tokenization across commodity classes.

Blockchain Networks

Ethereum
Polygon
Avalanche
Arbitrum
Optimism
Base
BNB Chain
Gnosis Chain

Infrastructure

Chainlink Nodes
AWS GovCloud
IPFS
The Graph
Alchemy
Tenderly

Smart Contract Standards

ERC-20
Chainlink PoR
Custom Extensions
Access Control
Timelock
Upgradeable Proxy

Integrations & Partners

Brinks API
Loomis Connect
LBMA Registry
Fireblocks
Chainalysis
Synaps
Circle USDC
Coinbase Prime

28+ technologies integrated

Case Study

Case Study: $150M Gold Tokenization Platform

Swiss Precious Metals Fund

Precious Metals Investment Fund

The Challenge

Tokenize $150M in LBM Gold held across multiple vaults while staying compliant in 12 jurisdictions, with real-time proof of reserves and no disruption to Brinks and Loomis custody workflows.

Our Solution

Deployed our commodity tokenization platform across 4 vault locations with Chainlink Proof of Reserves for real-time, on-chain verification. Issued custom ERC 20 tokens with built-in redemption and automated multi-jurisdiction compliance across Switzerland, the EU, Singapore, and the UAE.

$150M +200% from target

Total Value Tokenized

12,500+ From 340 prior investors

Active Token Holders

15 min From monthly audits

PoR Attestation Frequency

2,400 oz Processed in 30 days

Physical Redemptions

Ment Tech Chainlink PoR integration transformed our fund's transparency. Investors can verify our $150M in gold holdings in real-time, directly on-chain. This level of trust has driven 35x growth in our investor base.
Marcus Weber
Chief Investment Officer at Swiss Gold Holdings AG
Compliance & Regulatory

Global Commodity Regulatory Compliance

Navigate complex commodity regulations with built-in compliance for CFTC, MAS, FCA, and commodity-specific frameworks across 15+ jurisdictions.

🇺🇸

United States

CFTC

CEA

Dodd-Frank

FinCEN

🇪🇺

European Union

MiCA

MAR

EMIR

MiFID II

🇬🇧

United Kingdom

FCA

RAO

UK MAR

🇸🇬

Singapore

MAS

SF Act

PS Act

🇨🇭

Switzerland

FINMA

DLT Act

AMLA

🇦🇪

UAE

DFSA

FSRA

VARA

🇭🇰

Hong Kong

SFC

SFO

AMLO

🇨🇦

Canada

CSA

OSC

IIROC

🇯🇵

Japan

FSA

FIEA

PSA

🇫🇷

France

AMF

PACTE Law

🇩🇪

Germany

BaFin

KWG

WpHG

🇯🇵

Australia

ASIC

Corporations Act

LBMA Accredited

London Bullion Market Association membership

SOC 2 Type II

Service organization controls compliance

ISO 27001

Information security management certified

Lloyd's Insured

Comprehensive coverage for physical assets

CFTC Commodity Regulations

Position limits, large trader reporting, and anti-manipulation compliance for U.S. commodity derivatives.

LBMA Good Delivery

London Bullion Market Association standards for gold and silver bar quality, weight, and provenance.

MAS SF Act

Securities and Futures Act compliance for commodity derivatives in Singapore's regulated markets.

MiCA Commodity Framework

EU Markets in Crypto-Assets regulation for commodity-referenced tokens and stablecoins.

Chainlink PoR Standards

Decentralized reserve verification standards ensuring transparent proof of physical backing.

COMEX Delivery Standards

CME Group commodity delivery specifications for gold, silver, copper, and energy products.

AML/KYC Requirements

Anti-money laundering and know-your-customer compliance across commodity trading jurisdictions.

Insurance & Custody Standards

Lloyd's of London coverage requirements and institutional custody best practices.

Our Process

From Physical Asset to Liquid Token in 10 Weeks

Our proven commodity tokenization process ensures verified physical backing, regulatory compliance, and successful market launch.

Total Timeline: 10-12 weeks for full production launch

Step 1 1 weeks

Commodity & Custody Assessment

Evaluate commodity type, storage requirements, and custody partner selection. Analyze existing inventory, insurance coverage, and chain-of-custody documentation for tokenization readiness.

Commodity eligibility assessment
Commodity eligibility assessment Custody partner recommendations Insurance gap analysis Inventory audit plan
Step 2 2 weeks

Legal Structure & Compliance Framework

Design optimal legal structure for commodity-backed tokens considering CFTC, MAS, and relevant commodity regulations. Establish custody agreements and investor qualification framework.

Deliverables
Legal opinion on token classification Custody agreement templates Regulatory filing requirements Investor accreditation framework
Step 3 1 weeks

Chainlink PoR Integration Design

Architect Proof of Reserves system connecting custody APIs to Chainlink nodes. Design reserve verification logic, attestation frequency, and on-chain reporting structure.

Deliverables
PoR architecture specification External adapter requirements Attestation smart contracts Reserve ratio monitoring dashboard
Step 4 2 weeks

Smart Contract Development

Build commodity-specific token contracts with mint/burn controls, transfer restrictions, and redemption mechanics. Integrate with PoR system and compliance modules.

Deliverables
ERC-20 commodity token contracts PoR verification integration Redemption processor contracts Access control implementation
Step 5 2 weeks

Custody & Oracle Integration

Deliverables

Custodian API integration Chainlink node deployment External adapter configuration PoR attestation testing
Step 6 2 weeks

Security Audit & Verification

Comprehensive smart contract audit by CertiK or Hacken. Verify PoR system accuracy against physical inventory counts. Penetration testing of all platform components.

Smart contract audit report PoR accuracy verification Penetration test results Remediation documentation
Step 7 1 week

Initial Tokenization & Testing

Mint initial token supply against verified physical reserves. Test redemption flows, transfer restrictions, and compliance modules. Conduct UAT with pilot investors.

Initial token minting Redemption flow testing Compliance verification Pilot investor onboarding
Step 8 1 Week

Market Launch & Liquidity

Deploy production contracts, establish DEX liquidity pools, and coordinate CEX listings. Launch investor portal with real-time PoR dashboard and trading interface.

Production deployment DEX pool initialization CEX listing coordination Investor portal launch
Launch & Ongoing Support

Get Your Custom Tokenization Quote

Share your requirements and receive a detailed proposal within 48 hours.

Engagement Models

Commodity Tokenization Engagement Models

Single Commodity Tokenization

Tokenize one commodity type with full Chainlink PoR integration, custody connection, and compliance framework.

Ideal for

Asset managers launching their first tokenized commodity product

Multi-Commodity Platform

Full platform supporting multiple commodities, custodians, and jurisdictions with advanced trading features.

Ideal for

Commodity trading firms and large fund managers

White-Label Solution

Fully branded commodity tokenization platform with your identity, deployed on your infrastructure.

Ideal for

Banks, brokers, and exchanges entering tokenized commodities

What's Included in Every Engagement

Our Team

Commodity Tokenization Expertise

Deep expertise in commodities, blockchain, and regulatory compliance from industry veterans.

Years in commodity markets
0 +
Physical commodities managed
$ 0 B+
Chainlink integrations delivered
0 +
Commodity jurisdictions covered
0 +

Former Goldman Sachs commodity trading desk

Ex-Brinks digital innovation team

Chainlink certified integration partners

LBMA and COMEX compliance specialists

CFTC regulatory experts

CFA and FRM certified analysts

FAQ

Frequently Asked Questions

Everything you need to know about deploying our turnkey RWA tokenization platform.

Commodity tokenization converts assets like gold, silver, oil, or agricultural goods into blockchain tokens backed by verified physical reserves held in institutional custody. Tokens can be transferred 24/7 with on-chain settlement, and some structures allow physical redemption.
Chainlink Proof of Reserves pulls reserve data from custodian systems and trusted reporting sources, then publishes attestations on the chain via decentralized oracles. Smart contracts compare reserves to token supply so issuance stays aligned with verified holdings.

Common options include precious metals, industrial metals, energy commodities, and major agricultural products where custody, audits, and insurance are reliable. Specialty assets can also work if grading and chain of custody standards are clearly defined.

Cost depends on scope, jurisdictions, custody integrations, proof of reserves setup, and whether you need trading venues and redemption rails. Beyond build and audit, ongoing costs typically include Oracle reporting, monitoring, custody operations, and compliance maintenance.
Yes, when redemption rights are built into the product. The usual flow is eligibility checks, token burn or lock, vault release, verification, and insured delivery logistics, with minimums set by the issuer and custodian.
Requirements vary by jurisdiction and structure, including whether the token is treated more like spot ownership, a security, or a derivative. Compliant designs usually include AML controls, investor eligibility rules where required, and clear disclosures on custody, issuance, and redemption.
Gold ETFs are fund shares held through traditional brokerage rails, while tokenized gold is designed for on-chain transfer, faster settlement, and often more direct reserve transparency. Some token models also add optional redemption and broader usability in DeFi.
Security spans the physical and digital stack, including accredited vaulting, insurance, independent audits, and strict chain of custody controls, plus audited smart contracts, secure key management, and restricted mint and burn permissions linked to reserve verification.
Yes, they can trade on decentralized exchanges, centralized exchanges, and through OTC desks, depending on compliance and listing requirements. Strong price feeds and liquidity planning help keep pricing consistent across venues.
Allocated tokens map ownership to specific identified inventory, such as particular bars or lots, while unallocated tokens represent a claim on a pooled inventory. Allocated emphasizes traceability and redemption clarity, while unallocated often prioritizes flexibility and operational simplicity.
Yes, basket tokens can represent a diversified mix of commodities with transparent weights, rebalancing rules, and NAV methodology. The key is consistent custody and reserve reporting for every component, plus robust pricing feeds.
Prices typically track reference market rates using aggregated oracle feeds and manipulation safeguards like multi-source validation and time-weighted calculations. Premiums or discounts can still occur based on liquidity and market demand.
Tax treatment varies by country and by how the token is classified, especially if it is traded actively, used in DeFi, or redeemed for physical delivery. Investors should confirm local treatment with a qualified tax advisor and maintain clear transaction records.

Still have questions?

Can't find the answer you're looking for? Our team is here to help.

Summary

Commodity Tokenization Key Takeaways

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Ready to Tokenize Physical Commodities?

Launch verified commodity tokens with Chainlink Proof of Reserves, institutional custody, and global compliance. Join 25+ commodity issuers who trust Ment Tech for transparent, regulated tokenization.

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